• Health Insurance - HMO’s, PPO’s, dual option plans, high deductible plans and tax qualified Health Savings Accounts (HSA’s), formerly known as Medical Savings Accounts (MSA’s) are available.

• Accident Insurance

• Critical Illness Insurance (Cancer-Heart Disease-Stroke-Organ Transplants, etc.)

• Disability Income Insurance—what kind of financial situation would you be in if you were disabled and could not work for a prolonged period of time? Protect and guarantee your income with one of our affordable plans

• HEALTHCARE COSTS TOO HIGH?—Get the affordable non-insurance solution and cut costs by up to 50% (& sometimes more). Doctors-Hospitals-Lab-Diagnostic Services- Pharmacy- Dental-Vision & More. There are no restrictions on current health conditions. Ideal for those who are underinsured or unisurable because of medical conditions. CLICK HERE FOR DETAILS AND TO SIGN UP ONLINE.

• Dental, Vision and Prescription Drug Programs --- Traditional insurance plans as well as Discount Card Programs offering savings up to 80% are available in most states. Our Discount Card Programs provide services with no waiting periods, no restrictions on current health conditions and at VERY LOW RATES
….AND YOU CAN EVEN SIGN UP ONLINE! CLICK HERE FOR DENTAL & VISION. CLICK HERE FOR PRESCRIPTION DRUGS (just $10 or less for generics and $20 or less for brand names—over 2000 prescription drugs available…BIG SAVINGS on mail order RX).

• Long Term Care Insurance---Protection for yourself, your loved ones AND FOR YOUR ASSETS. A broad range of coverages and options available

• Medicare Supplement Insurance

• Life Insurance--- term, whole life and universal life; asset protection and wealth transfer using life insurance. THE CORNERSTONE OF ANY FINANCIAL PLAN!

• Supplemental Benefit Plans—Employees pick & choose what they want to supplement or enhance existing coverages and pay for it themselves. Cash benefits are paid directly to employees when they're sick, injured or can't work, in order to help them with living expenses, unpaid medical bills and lost wages. A GREAT FINANCIAL SAFETY NET AT NO COST TO THE EMPLOYER AND VERY AFFORDABLE TO EMPLOYEES!

• Individual and Group Annuities

• Simplified Employee Pension (SEP) Plans; SEP-IRA’s.

• Profit Sharing Pension Plans

• SIMPLE IRA’s

• 401(k) Plans

• Sec. 125 Cafeteria Plan Implementation and Administration—let us show you the great advantages of setting up your employee benefits program on a pre-tax basis—reduce your company payroll taxes and give your employees more take-home pay! A win-win situation for employers and employees.

• FINANCIAL INDEPENDENCE AND DEBT- FREE LIVING—Our newest program, Financial Liability Management, eliminates all debts, including mortgages, in 7 to 10 years, without increasing monthly payments, without compromising credit ratings and with no out of pocket cost to enroll. Clients save an average of $160,000 or more in interest expenses and achieve the financial freedom they’ve always dreamed of. This program is not for the financially impaired, not debt consolidation or credit counseling, but a unique and proven system for those who are serious about living debt-free and realizing their financial goals of prosperity and independence. Available to individuals, affinity groups, and as a cutting edge employee benefit at no cost to employers. CLICK HERE FOR FULL DETAILS AND TO VIEW A PRESENTATION OF THE PROGRAM.

INVESTMENTS --- We offer a full range of mutual funds and variable products (variable life insurance and variable annuities) to fit your specific investment needs and to help you achieve your financial goals. Securities offered through Harbor Financial Services, LLC., Member NASD and SIPC. Vista Benefit Services is neither an affiliate nor a subsidiary of Harbor Financial Services, LLC.

CONTACT US and tell us what you’re looking for and we’ll get to work to solve your needs quickly and effectively.